As per an estimation, there are over one million uninsured drivers on the roads in the UK every year. What is even more astonishing is that they are the ones who are involved in more than 20,000 road traffic accidents year after year.
Car insurance is something that protects people and is the backbone of anyone who is involved in road traffic accidents. It makes sure that a driver at fault is able to pay the cost of any loss, damage, or injury. They help pay for compensation if a claim is made and puts the victim back in the position they were in before the accident.
Valid car insurance is required for every motorist in the UK. They are not allowed to drive without valid insurance, yet there are thousands of drivers who continue to drive without it. Because of their negligence, they are not only putting themselves at risk but also other people on the road, be it drivers, cyclists, motorcyclists, or pedestrians.
It is important to note that regardless of the driver at fault having insurance or not, you are eligible to make a claim for compensation. Here at Wallace Legal, we make sure you get sufficient compensation for any personal injury, whether you are making a car accident claim or a bicycle accident claim in Scotland.
Until then, here is everything you need to know about being hit by an uninsured driver.
How Do You Find Out If You Have Been Hit By An Uninsured Driver?
Many drivers are often upfront and honest with you after an accident, so you may be able to find out anything you need to. However, it is not uncommon for people to lie when a legal matter is concerned. Drivers are aware that driving without insurance is illegal, so it may be possible that they would be reluctant or outright refuse to provide you with their insurance details.
In a case where the driver at fault doesn’t provide you with their information, or you are sceptical about the information they did provide, you can go onto MID (Motor Insurance Database) at the time of the accident and find out the information yourself. It does impose a small charge, but it is better than getting no compensation and having to bear all the treatment and car maintenance costs yourself. So just open up MID’s website, enter the other driver’s vehicle number, and you’ll instantly know if the car is insured or not.
What Should You Do If You Are Hit By An Uninsured Driver?
The first thing you should do after being in an accident is to gather as much information as you can. At that time, collecting evidence that may help you make a strong claim is vital. So note down anything you can, including the registration, make, and model of the other
vehicle. You should also take note of the date, time, and location of the accident. In addition, if you can, ask the other driver for their name, address, and contact details. These basic things help you in the long run and make it easier for your lawyer to make a claim.
However, in some cases, uninsured drivers are more likely to flee the accident as soon as they can. If you are in a similar situation, take note of anything you can in that small time frame. Most likely, you will be able to see the registration number, make, and model of the car. That information should be enough for your lawyer to take out information on the driver at fault.
Can You Claim Against An Uninsured Driver?
Yes, you can move forward with your claim against an uninsured driver. MIB is set up to help drivers if they are involved in a road accident with an uninsured driver. You just need to meet certain criteria to make a claim, such as the time period in which you make the claim. You should easily be able to get the compensation you deserve for your troubles.
So if you are looking to make a claim, we at Wallace Legal are experienced to help you in the process. We will provide you with car and motorcycle claim solicitors in Glasgow, who will handle the complete procedure of making a claim.